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Car Loans Bettendorf IA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInIowa.Com
Des Moines, IA
 
Check Into Cash
(563) 355-6930
2325 Cumberland Square Dr
Bettendorf, IA
 
Check Into Cash
(563) 355-6932
2325 Cumberland Square Dr
Bettendorf, IA
 
Wells Fargo Financial
(563) 355-1801
2326 Spruce Hills Dr
Bettendorf, IA
 
Bank of America
(515) 295-2487
801 E State St
Algona, IA
 
United Cash Express
(563) 441-9494
333 14th St
Bettendorf, IA
 
Advance America Cash Advance
(563) 359-7474
2324 Spruce Hills Dr
Bettendorf, IA
 
Northwest Bank & Trust Company
(563) 388-2509
2550 Middle Rd
Bettendorf, IA
 
First Midwest Mortgage Corp
(563) 333-4664
1975 Kimberly Rd
Bettendorf, IA
 
First Security State Bank
(319) 235-6731
3600 Lafayette Rd
Evansdale, IA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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