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Car Loans Bartlesville OK

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

steffen criss
(580) 761-8733
1 miller dr
chickasha , OK
 
American Payday Loans
(918) 335-5454
2295 SE Washington Blvd
Bartlesville, OK
 
Arvest Bank
(918) 337-3000
Bartlesville, OK
 
First American Cash Advance
(918) 335-2183
3803 Nowata Rd
Bartlesville, OK
 
Advance American Cash Advance
(918) 335-1615
2519 SE Washington Blvd
Bartlesville, OK
 
SMART CHOICE AUTO CREDIT
(405) 354-3519
1100 WEST MAIN
YUKON, OK
 
Citifinancial
(918) 333-2704
580 SE Washington Blvd
Bartlesville, OK
 
Courtesy Loans Inc
(918) 336-5003
1211 Frank Philps B
Bartlesville, OK
 
Tower Loans Inc
(918) 337-3685
1231 SE Frank Phillips Blvd
Bartlesville, OK
 
World Acceptance Corp
(918) 337-0611
307 SE Frank Phillips Blvd
Bartlesville, OK
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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