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Car Loans Aurora CO

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Universal Special Auto Finance
303-773-44200
5690 DTC Blvd. Suite 340W
Greenwood Village, CO
 
Key Truck & Diesel Repair
(303) 288-6613
5350 Dahlia Street
Commerce City , CO
 
King Credit Auto Sales
(303) 287-5511
8595 Washington St.
Thornton , CO
 
Sterling Collision Centers
(303) 920-5100
631 E. 120th Avenue
Thornton , CO
 
Go Honda 104th
(303) 438-6109
2999 W 104th Avenue
Westminster , CO
 
Transwest Trucks, Inc.
(303) 289-3161
7626 Brighton Rd.
Commerce City , CO
 
R.D. Motors, Inc.
(303) 232-2303
8200 W. Colfax Avenue
Lakewood , CO
 
Stan's Auto Sales
(303) 650-1011
7192 Newton St.
Westminster , CO
 
Medved Chevrolet
(303) 421-0100
11001 W. I-70 Frontage Rd. North
Wheat Ridge , CO
 
Pro Chrysler Jeep
(303) 469-1931
1800 West 104th Avenue
Thornton , CO
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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