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Car Loans Arverne NY

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Credit4Wheels.com
(866) 34D-RIVE
93-25 Rockaway Blvd
Ozone Park, NY
 
Advantage Funding
(866) 392-1300
1111 Marcus Ave #M27
Lake Success , NY
 
ALLcreditfinancialservices.com,LLC
(516) 537-8175
Northern Blvd
Roslyn, NY
 
Fleet Lease Network
(201) 200-1100
406 Sip Avenue
Jersey City, NJ
 
Ameri Car Loans
(800) 219-4354
Staten Island
New York, NY
 
TriState Finance
(347) 850-2592
3956 Nostrand Ave,
Brooklyn, NY
 
Auto Expo Store
(800) 818-6864
46 NORTHERN BLVD
GREAT NECK, NY
 
Luxury cars autonetwork.LLC
(516) 537-8175
Northern blvd
Manhasset, NY
 
New Jersey State Auto Auction
(201) 200-1100
Jersey City, NJ
 
AutoLoansInNewYork.com
(518) 300-1011
Albany, NY
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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