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Car Loans Arkansas City KS

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInKansas.Com
Topeka, KS
 
Citizens State Bank
(913) 294-2321
3 E Wea St
Paola, KS
 
Adams Marsha Insurance
(913) 755-3370
105 E Main St
Osawatomie, KS
 
First Option Bank
(913) 757-2001
502 Market St Lacygne
Osawatomie, KS
 
First Option Bank
(913) 837-3900
PO Box 458
Louisburg, KS
 
First National Bank
(913) 837-5191
1201 W Amity St
Louisburg, KS
 
Advance America Cash Advance
(913) 294-1118
301 Angela St
Paola, KS
 
Mortgage Savings Program
(913) 533-4111
13650 W 249th St
Louisburg, KS
 
Western Union
(913) 294-2777
17 S Pearl St
Paola, KS
 
Farm Bureau Financial Services
(913) 837-3237
106 W Amity St
Louisburg, KS
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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