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Car Loans Arkadelphia AR

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInArkansas.Com
Little Rock, AR
 
Farm Credit Services
(870) 246-8061
2858 Walnut St
Arkadelphia, AR
 
Elk Horn Bank & Trust Co
(870) 246-5811
601 Main St
Arkadelphia, AR
 
Elk Horn Bank & Trust Co
(870) 246-5811
6th & Main
Arkadelphia, AR
 
Citizens Bank & Trust
(479) 632-4145
200 Highway 71 N
Alma, AR
 
Thrifty Car Sales
(479) 636-5050
1810 So 8Th Street (Hwy 71B)
Rogers, AR
 
Regions Bank
(870) 246-2411
506 Main St
Arkadelphia, AR
 
Advance America Cash Advance
(870) 246-6338
112 Wp Malone Dr
Arkadelphia, AR
 
Ez Pawn
(870) 572-3932
323 Plaza
West Helena, AR
 
Regions Bank
(479) 331-3601
Dover, AR
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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