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Car Loans Anacortes WA

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

Louis Auto Glass III, Inc
(360) 424-9759
1721 E College Way
Mt. Vernon, WA
 
Truck Toys Inc
(360) 855-9700
222 Metcalf St
Sedro-Woolley, WA
 
Sanford Tire & Auto Repair
(360) 856-6301
1288 W SR 20
Sedro-Woolley, WA
 
Puget Sound Automotive
(360) 855-2059
304 State St
Sedro-Woolley, WA
 
Sedro-Woolley Auto Parts Inc
(360) 855-0341
816 Murdock Street
Sedro-Woolley, WA
 
Northwest Tinman
(360) 856-4279
307 W State St
Sedro-Woolley, WA
 
North Cascade Ford
(360) 855-1551
116 W Ferry St
Sedro-Woolley, WA
 
Countryside Chevrolet GEO
(360) 855-0321
221 Woodworth St
Sedro-Woolley, WA
 
Pat Rimmer/Les Schwab Tire Center
(360) 855-1033
PO BOX 637
Sedro-Woolley, WA
 
Vollans Automotive Inc
(360) 855-1111
487 Metcalf St
Sedro-Woolley, WA
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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