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Car Loans Albuquerque NM

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers. Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford.

AutoLoansInNewMexico.Com
Santa Fe, NM
 
Beneficial Mortgage Co of New Mexico
(505) 881-8787
7200 Montgomery Blvd NE
Albuquerque, NM
 
Aaca Inc
(505) 884-6300
5500 San Mateo Blvd NE
Albuquerque, NM
 
Wallick and Volk Inc
(505) 268-3884
7800 Marble Ave NE Ste 12
Albuquerque, NM
 
Fastbucks
(505) 881-2274
4701 Menaul Blvd NE
Albuquerque, NM
 
Bank of the West
(505) 881-1029
5901 Menaul Blvd NE
Albuquerque, NM
 
Countrywide Home Loans
(505) 344-0948
6500 Jefferson St NE Ste 200
Albuquerque, NM
 
Economy Finance Company
(505) 881-7004
5617 Menaul Blvd NE Ste D
Albuquerque, NM
 
Ace Cash Express
(505) 344-9656
5310 4th St NW
Albuquerque, NM
 
Zia Finance
(505) 839-6625
640 Coors Blvd NW Ste 25
Albuquerque, NM
 

Car Loans

Although this web site is primarily about car leasing, many of our readers tell us that they have decided, instead, to buy with a loan. They want to know if we have tips and advice that might help them. Hence, this article, just for them.

Car loans are generally better understood than leasing, but there's much room for information and advice, particularly for inexperienced car buyers.

A car buyer's first encounter with loan payments typically comes from car salespeople who ask, "What kind of monthly payment are you looking for?" This is certainly a legitimate question but if you don't know how payments relate to vehicle price, interest rates, and loan terms, you are subject to paying too much, or even getting cheated. You may want to read our article, "."

Why do you need a car loan?
There are really only two reasons for needing a car loan:

  1. You don't have the cash needed to purchase the car you want.
  2. You have the cash, but you have better uses for it, such as for investments, paying off bills, or saving for emergencies.

If you are in the first category – don't have the cash – make sure you've taken a serious look at your finances to understand what you can afford.

Many car buyers, particularly new ones, overestimate their ability to pay and buy more car than they can afford. They often overlook the other expenses of owning and driving an automobile: insurance, gas, oil, routine maintenance, taxe...

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