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Car Lease Insurance West Des Moines IA

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
4505 SW 9th St
Des Moines, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

State Farm Insurance
(515) 225-9663
5208 Boulder Drive
West Des Moines, IA
 
Joynes- Robert P - State Farm Insurance Agent
(515) 224-6062
4150 Westown Parkway Ste 305
West Des Moines, IA
 
A-1 Insurance
(515) 440-0829
8421 University Boulevard Suite G
Clive, IA
 
American Family Insurance
(515) 440-2646
5500 Westown Parkway Suite 180
West Des Moines, IA
 
Hinkle Kim
(515) 224-9498
4800 Mills Civic Pkwy
West Des Moines, IA
 
Freeman- Charles E
(515) 225-0040
5000 Ep True Pkwy
West Des Moines, IA
 
Goodwin- Carolyn K - State Farm Insurance Agent
(515) 226-1234
6750 Westown Parkway Ste 140
West Des Moines, IA
 
Allstate Insurance - Betty Bebout
(515) 225-6401
3636 Westown Parkway Suite 204
West Des Moines, IA
 
Galassi- Kathryn A - State Farm Insurance Agent
(515) 225-2660
5927 Ashworth Road
West Des Moines, IA
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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