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Car Lease Insurance Topeka KS

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
2611 SW 21st St
Topeka, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Sue Zientara Ins Agy Inc - State Farm Insurance Agent
(785) 267-5090
300 Southwest 33rd Street
Topeka, KS
 
American Family Insurance
(785) 267-1741
2900 Southwest Topeka Boulevard
Topeka, KS
 
Skinner Jack Insurance
(785) 273-0175
1137 Southwest Gage Boulevard
Topeka, KS
 
Farmers Insurance Group - Agents- GORD On Insurance Agency
(785) 273-0899
627 Southwest Topeka Boulevard Suite C
Topeka, KS
 
Gutierrez- Joseph
(785) 272-2700
1315 SW 6th Ave
Topeka, KS
 
Creager- Robert E
(785) 272-4820
1100 Sw Wanamaker Rd Ste 14
Topeka, KS
 
ABK Insurance Agency Inc
(785) 862-9500
1607 Southwest 37th Street
Topeka, KS
 
Allman- William D
(785) 267-5613
1615 SW 37th St
Topeka, KS
 
Hines- David - State Farm Insurance Agent
(785) 272-0038
1505 Southwest Fairlawn Road Ste D
Topeka, KS
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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