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Car Lease Insurance Salina KS

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
116 E Iron Ave
Salina, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Fry- Andy - State Farm Insurance Agent
(785) 827-9991
2302 Planet Avenue
Salina, KS
 
Howey- Raymond A
(785) 827-9991
1101 S Ohio St Ste C
Salina, KS
 
Allstate Insurance-Deana Strickland
(785) 452-9191
1825 S 9th St
Salina, KS
 
Robert Pruett Ins Agy Inc - State Farm Insurance Agent
(785) 825-2281
158 North 8th Street
Salina, KS
 
Allstate Auto Insurance
(888) 355-7971
2342 Planet Ave
Salina, KS
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance
(785) 825-5519
2342 Planet Avenue
Salina, KS
 
Hoffhines- Marsha - State Farm Insurance Agent
(785) 827-1707
122 North Santa Fe Avenue Ste A
Salina, KS
 
Joe Seed Insurance Agy Inc - State Farm Insurance Agent
(785) 825-4998
1612 East Iron Avenue
Salina, KS
 
American Family Insurance
(785) 827-0447
645 East Crawford Street
Salina, KS
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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