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Car Lease Insurance Rolla MO

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Gpd Insurance Agency LLC
(573) 364-0400
1 Stephendale Court
Rolla, MO
Fore- Jack D - State Farm Insurance Agent
(573) 364-3144
1016 Kingshighway Street
Rolla, MO
Smoot- Marvin J - State Farm Insurance Agent
(573) 265-8233
Highway 68 North
St James, MO
Farmers Insurance
(573) 699-4814
17695 State Route H
Saint James, MO
Whitaker Charles Agency Inc
(573) 759-7617
101 South Walnut Street
Dixon, MO
Collier- Daniel - State Farm Insurance Agent
(573) 364-4133
1100 North Rolla Street
Rolla, MO
McKay- Kathleen A - State Farm Insurance Agent
(573) 364-7006
211 South Bishop Avenue Ste 1
Rolla, MO
American Family Insurance
(573) 859-3878
Highway 89
Saint James, MO
Gann Johnson Insurance & Investments
(573) 759-2929
212 West Second Street
Dixon, MO
Allstate Auto Insurance
(888) 355-7971
12964 Tesson Ferry Rd
Saint Louis, MO
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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