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Car Lease Insurance Opelousas LA

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
650 W Lasalle St
Ville Platte, LA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
5644 Cameron St
Scott, LA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Ignatius T Castille Agcy Inc - State Farm Insurance Agent
(337) 948-9801
2305 South Union Street
Opelousas, LA
 
ICT Insurance
(337) 942-4994
105 North Main Street
Opelousas, LA
 
State Farm Insurance
(337) 684-4407
250 West Plaquemine Street
Church Point, LA
 
Allstate Auto Insurance
(888) 355-7971
748 Malapart RD Lot 6
Lafayette, LA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Amy Virginia
(337) 942-6775
4843 I 49 S Service Road
Opelousas, LA
 
Acadiana Financial Concepts
(337) 942-6784
9384 Highway 182
Opelousas, LA
 
National Automotive Insurance CO
(337) 662-5955
337 Highway 182
Sunset, LA
 
Meche- James Onezime - State Farm Insurance Agent
(337) 684-6393
250 West Plaquemine Street
Church Point, LA
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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