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Car Lease Insurance Muscatine IA

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
516 W 35th St
Davenport, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Miller Harrison & Becky Ins
(563) 263-6044
100 W 2nd St
Muscatine, IA
 
Garcia-Van Auken- Brenda - State Farm Insurance Agent
(563) 263-7166
2021 Cedar Plaza Drive
Muscatine, IA
 
Ingstad- Jon S - State Farm Insurance Agent
(563) 732-3933
322 Cedar Street
Wilton, IA
 
Christine Elsberg Ins Agcy Inc - State Farm Insurance Agent
(309) 788-3060
3700 11th Street
Rock Island, IL
 
Snyder- Barbara A
(563) 263-7166
1613 Plaza Pl
Muscatine, IA
 
Keig- Robert J
(563) 263-7355
415 Iowa Ave
Muscatine, IA
 
Shepley- Brian M - State Farm Insurance Agent
(563) 263-2744
2206 Lucas Street
Muscatine, IA
 
James-Scheff- Madge M - State Farm Insurance Agent
(563) 388-8135
2720 West Locust Street Ste B3
Davenport, IA
 
Epperly's Insurance Agency Inc
(309) 787-4499
528 1st St W
Milan, IL
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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