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Car Lease Insurance Lake Havasu City AZ

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

American Family Insurance - Agents- Garcia Denise
(928) 718-6303
2164 McCulloch Boulevard North Suite A
Lake Havasu City, AZ
Tom W Snyder Insurance
(928) 505-6105
1761 McCulloch Boulevard North Suite H
Lake Havasu City, AZ
Lund- Kathryn S
(928) 453-2244
1915 Mcculloch Blvd N Ste 108
Lake Havasu City, AZ
Myron-Deschene Insurance Center
(928) 680-6342
2170 McCulloch Boulevard North
Lake Havasu City, AZ
American Family Insurance - Agents- Rains Sharon
(928) 704-6333
2164 McCulloch Boulevard North Suite A
Lake Havasu City, AZ
Works- Jean M - State Farm Insurance Agent
(928) 453-2244
1915 McCulloch Boulevard North Ste 108
Lake Havasu City, AZ
Miller- Deborah J - State Farm Insurance Agent
(928) 854-6693
1600 McCulloch Boulevard North Ste 1-B
Lake Havasu City, AZ
Ross- Alex R - State Farm Insurance Agent
(928) 855-7677
2138 McCulloch Boulevard North
Lake Havasu City, AZ
Murphy Dan Prudential Insurance Representative
(928) 855-7794
1987 McCulloch Boulevard North Suite 201
Lake Havasu City, AZ
Colorado River Insurance Center
(928) 855-2742
2005 McCulloch Boulevard
Lake Havasu City, AZ

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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