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Car Lease Insurance La Fayette GA

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
100 W Walnut Ave Ste 12
Dalton, GA
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Loach Gene Insurance
(706) 638-2542
200 West Patton Street
La Fayette, GA
Herndon- Michael
(706) 375-7970
8010 N Highway 27
Rock Spring, GA
Gary Thacker Insurance
(706) 866-8283
418 Alamar Street
Fort Oglethorpe, GA
Gross Suzan
(706) 657-5282
12491 North Main Street
Trenton, GA
Gayler Insurance Agency Inc
(706) 638-4340
324 South Duke Street
La Fayette, GA
Allstate Insurance Companies
(706) 861-4412
16 McDonald Drive
Chickamauga, GA
Allstate Insurance Companies
(706) 861-1394
510 Battlefield Parkway
Fort Oglethorpe, GA
Gayler Insurance Agency Inc
(706) 857-6521
11544 Highway 27
Summerville, GA
Farm Bureau Insurance
(706) 657-7515
12064 South Main Street
Trenton, GA

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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