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Car Lease Insurance Kalispell MT

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
1103 S Main St
Kalispell, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
913 WISCONSIN AVE STE 101
Whitefish, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Fortis Investors Inc
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 
Colin C Andrews Ins Agency Inc - State Farm Insurance Agent
(406) 752-2116
445 Main Street
Kalispell, MT
 
Grange Insurance Association
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 
Allstate Auto Insurance
(888) 355-7971
110 Nucleus Ave Ste F
Columbia Falls, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Life Investors Insurance
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 
State Farm Insurance Compani
(406) 752-3616
1108 South Main Street Suite 3
Kalispell, MT
 
Tinseth & Associates Inc
(406) 752-8576
750 North Meridian Road
Kalispell, MT
 
Hanson Keith American West Insurance
(406) 257-9378
1325 USHighway 2 West
Kalispell, MT
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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