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Car Lease Insurance Havelock NC

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
5370 Hwy 70
Morehead City, NC
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Comer- Donna H - State Farm Insurance Agent
(252) 444-1700
107 Greenfield Heights Boulevard
Havelock, NC
Nationwide Insurance
(252) 447-5874
450 USHighway 70 West
Havelock, NC
Lewis- Richard Allen
(252) 726-1061
5317 Hwy 70 W
Morehead City, NC
Lancaster J Allen Jr Insurance
(252) 808-3300
1109 Arendell Street
Morehead City, NC
Allstate - Shawn Black Tervelt
(866) 615-1150
2129 S Glenburnie Rd
New Bern, NC
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Awake Agency of Havelock Inc
(252) 444-3119
475 USHighway 70 West
Havelock, NC
Allen- Nancy W - State Farm Insurance Agent
(252) 447-3990
414 West Main Street
Havelock, NC
Carteret Insurance Agency Inc
(252) 808-3300
1109 Arendell Street
Morehead City, NC
Bean Cooper & Gainey
(252) 727-7900
810-12 Arendell St
Morehead City, NC

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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