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Car Lease Insurance Charleston WV

Car insurance rates are important when leasing. Coverage requirements are higher than most people already have. Find the lowest lease insurance rates by comparing quotes from multiple companies.

Allstate Auto Insurance
(888) 355-7971
229 6th Ave
Charleston, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Hoppy Shores Insurance Agency
(304) 344-2316
804 Kanawha Boulevard East
Charleston, WV
 
Gordon Jr- Edward B
(304) 342-2111
615 Ohio Ave
Charleston, WV
 
BB&T - Carson Insurance Services
(304) 346-0806
Tennessee & Lee
Charleston, WV
 
Nationwide Insurance Companies
(304) 344-3001
1034 Quarrier Street
Charleston, WV
 
Allstate Auto Insurance
(888) 355-7971
113 Lakeview Dr
Charleston, WV
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Blue Cross & Blue Shield of National Capital Area
(304) 353-7200
200 Kanawha Boulevard East
Charleston, WV
 
Jordon George W Insurance
(304) 343-9518
821 Smith Street
Charleston, WV
 
Nationwide Insurance
(304) 342-3434
816 Lee Street East
Charleston, WV
 
Triplett- James F - State Farm Insurance Agent
(304) 344-3554
1198 Fledderjohn Road
Charleston, WV
 

Car Lease Insurance

Most auto lease companies require you to maintain insurance coverage as follows:

  • Liability coverage: $100,000 per person / $300,000 per occurrence
  • Property liability coverage: $50,000
  • Comprehensive and collision for actual value with no more than $500 deductible.

In Canada, $1,000,000 in liability coverage is required for car insurance when leasing.

This may be more coverage than you would normally buy, which could mean an additional leasing expense — unless you know how to get better rates. Most people are already paying too much for insurance, before they lease.

What's the deal with car insurance when leasing?

When you lease, your vehicle belongs to the lease company. They want to make sure that their investment is covered should you have an accident that damages or destroys the vehicle, or if the vehicle is stolen. They may also want you to have sufficient liability coverage in case you are at fault in causing an accident. This not only protects you from financial disaster, but it also protects the lease company if they should be held partly responsible.

Of course, having sufficient car insurance coverage is smart whether you are leasing or not. Many people attempt to get by with minimum coverage required by law but it's a big risk since there's so much to lose. Accidents do happen. Large lawsuits are common. If you have insufficient car insurance coverage, you can be personally sued for additional money after ...

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