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Can't Afford Car Williston ND

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

First International Bank & Trust
(701) 774-8321
19 4th St E
Williston, ND
Wells Fargo Home Mortgage
(701) 577-9555
119 E Broadway
Williston, ND
Great Plains National Bank
(701) 483-8282
323 18th St W
Dickinson, ND
American Bank Center
(701) 221-4722
1101 E Interstate Ave
Bismarck, ND
Farm Credit Services of Mandan
(701) 462-3522
Washburn Office 1157
Washburn, ND
Dakota Quick Cash
(701) 572-2274
1412 2nd Ave E
Williston, ND
A & T Farms
(701) 237-6000
1400 Radisson Tower
Fargo, ND
Gate City Bank
(701) 857-8444
924 31st Ave SW
Minot, ND
Rock Financial Services the
(701) 854-7625
958 Partridge St
Fort Yates, ND
Wells Fargo Bank Na
(701) 483-0874
Prairie Hills Mall
Dickinson, ND

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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