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Can't Afford Car Oskaloosa IA

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

Des Moines, IA
Instant Cash Advance Inc
(641) 672-1110
122 N 1st St
Oskaloosa, IA
Hometown Cash Advance
(319) 377-7100
2988 7th Ave
Marion, IA
Advance America Cash Advance
(641) 424-5750
626 S Monroe Ave
Mason City, IA
Money & More
(319) 236-3208
1516 Laporte Rd
Waterloo, IA
Check 'n Go
(641) 673-6466
209 Cornerstone Dr
Oskaloosa, IA
Oskaloosa Home Loan & Savings Association
(641) 673-8328
Oskaloosa, IA
Fast Cash Express & Tax Place
(641) 856-4445
708 N 18th St Ste 2
Centerville, IA
Malvern Trust & Savings Bank
(712) 624-8686
404 Main St
Malvern, IA
Check N Cash
(712) 542-3002
119 N 15th St
Clarinda, IA

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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