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Can't Afford Car Opelousas LA

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

Crescent Bank Trust
(800) 264-4381
1000 Veterans Blvd Suite 100
Metairie, LA
 
American Auto Finance
(337) 988-1960
6904 Johnston Street
Lafayette, LA
 
Alpha Automobile Sales, LLC
(337) 988-1960
6904 Johnston Street
Lafayette, LA
 
First South Farm Credit Aca
(337) 948-3062
5057 I 49 S Service Rd
Opelousas, LA
 
Wells Fargo Financial
(337) 948-4974
1227 Heather Dr
Opelousas, LA
 
AutoLoansInLouisiana.Com
Baton Rouge, LA
 
home health2000
(smi) tty-1000
blvd ave
lake charles, LA
 
Money Mart
(337) 839-2274
1212 Albertson Pkwy
Opelousas, LA
 
Check Into Cash #16044
(337) 942-3701
1723 Creswell Ln Ext
Opelousas, LA
 
World Finance
(337) 942-3594
106 E Landry St
Opelousas, LA
 

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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