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Can't Afford Car Oldsmar FL

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

Nicholas Financial
(727) 726-0763
2454 McMullen Booth Road - Bldg C
Clearwater, FL
 
THRIFTY CAR SALES
(727) 726-6112
24639 US HIGHWAY 19 N
CLEARWATER, FL
 
Absolute Auto Finance
(813) 908-3887
5008 W Linebaugh Ave
Tampa, FL
 
Vero Lending
(813) 305-2856
8875 Hidden River Pkwy
Tampa , FL
 
Auto Credit of Florida
(904) 387-9800
4545-3 Shirley Ave
Jacksonville, FL
 
Mid-Atlantic Finance
(800) 793-9661
15500 Lightwave Drive Suite 201
Clearwater, FL
 
PLATINUM AUTO FINANCE
(727) 726-0895
24639 US HIGHWAY 19 N #A
CLEARWATER, FL
 
CONSUMER FINANCIAL SERVICES E-Z LOAN$
(727) 862-2944
10431 U.S. HWY. 19
Port Richey, FL
 
AFS Acceptance LLC
(877) 223-3254
101 NE 3rd Avenue Suite 2000
Fort Lauderdale, FL
 
AutoLoanInFlorida.com
(850) 332-0258
Tallahassee, FL
 

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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