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Can't Afford Car North Charleston SC

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

American Credit Acceptance
(866) 441-0251
340 East Main Street Suite 500
Spartanburg, SC
Quick Credit Corp
(843) 566-0029
2000 McMillan Ave
North Charleston, SC
Lowcountry Check Advance
(843) 566-0009
3354 Meeting Street Rd
North Charleston, SC
Cash American Pawn
(843) 744-1136
4400 Dorchester Rd
North Charleston, SC
1st Franklin Financial
(843) 824-5550
8988 University Blvd
North Charleston, SC
(803) 369-8110
Columbia, SC
Advance America Cash Advance
(843) 552-9630
5101 Ashley Phosphate Rd Ste 115
North Charleston, SC
Advance America Cash Advance
(843) 818-2436
7400 Rivers Ave
North Charleston, SC
Check Into Cash
(843) 767-5593
3748 Ashley Phosphate Rd
North Charleston, SC
North American Title Loans
(843) 572-0306
2625 Ashley Phosphate Rd Ste A
North Charleston, SC

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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