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Can't Afford Car Idaho Falls ID

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

Boise, ID
Check N Loan
(208) 522-4460
270 S Woodruff Ave
Idaho Falls, ID
East Idaho Credit Union
(208) 523-9069
1170 Science Center Dr
Idaho Falls, ID
Check 'n Go
(208) 528-8500
580 E 17th St
Idaho Falls, ID
Anchor Mortgage Corp
(208) 528-8600
2377 Coronado St Ste A
Idaho Falls, ID
Snake River Finacial
(208) 232-0532
P.O. Box 6011
Pocatello, ID
Beneficial Mortgage Co
(208) 529-3400
2217 E 17th St
Idaho Falls, ID
Idaho Title Loans
(208) 524-5680
1725 E 17th St
Idaho Falls, ID
Ez Money Pay Day Loans
(208) 522-8833
551 S Woodruff Ave
Idaho Falls, ID
Mortgage Express
(208) 552-4886
467 Constitution Way
Idaho Falls, ID

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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