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Can't Afford Car Cheyenne WY

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

Advance America Cash Advance
(307) 635-6600
3610 Dell Range Blvd Unit 5
Cheyenne, WY
 
Wells Fargo Financial
(307) 632-0581
1958 Dell Range Blvd
Cheyenne, WY
 
First Cheyenne Federal Credit Union
(307) 632-8111
3485 Converse Ave
Cheyenne, WY
 
B & R Check Holders
(307) 772-0020
218 S Greeley Hwy
Cheyenne, WY
 
Advanced Cash Services
(307) 634-4432
408 W 17th St
Cheyenne, WY
 
Wells Fargo Home Mortgage
(307) 632-8743
1701 Capitol Ave
Cheyenne, WY
 
Meridian Trust Federal Credit Union
(307) 635-7878
2223 Warren Ave
Cheyenne, WY
 
Advance America Cash Advance
(307) 638-0600
800 S Greeley Hwy
Cheyenne, WY
 
Quik Check
(307) 635-3200
515 E Pershing Blvd
Cheyenne, WY
 
First Horizon Home Loans
(307) 634-6950
5920 Yellowstone Rd Ste 2
Cheyenne, WY
 

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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