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Can't Afford Car Bismarck ND

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

First Community Credit Union
(701) 224-1511
2717 Rock Island Pl
Bismarck, ND
Student Loans of North Dakota
(701) 328-5660
Bismarck, ND
(701) 250-8888
1010 S 12th St
Bismarck, ND
Kirkwood Bank & Trust Co
(701) 258-6550
905 Tacoma Ave
Bismarck, ND
Dakota Community Bank Bismarck
(701) 255-6500
Bismarck, ND
Heartland Mortgage Company
(701) 355-4663
416 E Main Ave
Bismarck, ND
Mortgage Max Inc
(701) 255-0295
120 N 3rd St
Bismarck, ND
G & J Financial Inc
(701) 250-1812
233 W Broadway Ave
Bismarck, ND
First Community Credit Union
(701) 355-4581
3201 Weiss Ave
Bismarck, ND
Wells Fargo Bank Na
(701) 222-5541
1050 E Interstate Ave
Bismarck, ND

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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