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Can't Afford Car Billings MT

If you can't make car payments and in danger of having your car repossessed, you might have some options. Learn what you can do to save your car and your credit.

AutoLoansInMontana.Com
Helena, MT
 
United Trade & Loan
(406) 256-0598
1423 Main St
Billings, MT
 
Citifinancial
(406) 655-1225
2545 Central Ave Ste J
Billings, MT
 
Express Check Cashing
(406) 655-4597
111 S 24th St W
Billings, MT
 
Stockman Bank
(406) 655-2700
2700 King Ave W
Billings, MT
 
Mile High Chrysler Jeep Dodge Kia
(406) 282-3082
3883 Harrison Avenue,
Butte, MT
 
First Citizens Bank
(406) 247-4100
2812 1st Ave N
Billings, MT
 
Beneficial Montana Inc
(406) 652-4898
2860 Grand Ave
Billings, MT
 
United Trade & Loan
(406) 252-0310
1343 Central Ave
Billings, MT
 
Title Cash
(406) 254-1852
706 Main St
Billings, MT
 

Can't Afford Car

In a tough economy when jobs are being lost and finances are tight, it is often a struggle to make car payments. Many people find themselves in a situation in which they are behind on car payments and can no longer afford their car — or can't afford payments to buy another car (see ).

Cars are being repossessed and returned to banks and finance companies at an alarming rate. Even when people can no longer make payments and voluntarily return their cars, they find it doesn't solve their problems. In fact, it often makes the problem worse. Problems are especially acute for people with upside down loans – they owe more than their car is worth.

If you arrived at this page because you are looking for repossessed cars for sale or auction, see our article, .

To stop making payments on a car loan, or having missed a series of payments, puts the car loan in "default." The definition of "default" can vary between lenders, but it is always defined in the loan contract. It defines the conditions under which a loan goes into default and what can happen as a result.

Let's take a look at the problem and examine some possible solutions.

Refinancing your car loan or lease
Many people feel that if they could just get a little lower monthly payment, they could keep their car and continue paying off their loan or lease. One way, they feel, is to refinance their loan or lease. It seems to work with home mortgages, so why...

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