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Buying Auto Insurance West Des Moines IA

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
4505 SW 9th St
Des Moines, IA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Hinkle Kim
(515) 224-9498
4800 Mills Civic Pkwy
West Des Moines, IA
 
Allstate Insurance - Betty Bebout
(515) 225-6401
3636 Westown Parkway Suite 204
West Des Moines, IA
 
Barnes- Richard A
(515) 226-9956
13435 University Ave
Clive, IA
 
A-1 Insurance
(515) 440-0829
8421 University Boulevard Suite G
Clive, IA
 
Freeman- Charles E
(515) 225-0040
5000 Ep True Pkwy
West Des Moines, IA
 
State Farm Insurance
(515) 225-9663
5208 Boulder Drive
West Des Moines, IA
 
Joynes- Robert P - State Farm Insurance Agent
(515) 224-6062
4150 Westown Parkway Ste 305
West Des Moines, IA
 
Goodwin- Carolyn K - State Farm Insurance Agent
(515) 226-1234
6750 Westown Parkway Ste 140
West Des Moines, IA
 
American Family Insurance
(515) 440-2646
5500 Westown Parkway Suite 180
West Des Moines, IA
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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