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Buying Auto Insurance Waynesboro VA

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
27 Stoneridge Dr
Waynesboro, VA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
921 Market St
Waynesboro, VA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Bb&t Bargar Insurance
(540) 946-6142
PO Box 700
Waynesboro, VA
 
Allstate Insurance - Leonard Lynch
(540) 943-9877
901-Q W Broad St
Waynesboro, VA
 
Alexander- David D - State Farm Insurance Agent
(540) 337-3350
2591 Stuarts Draft Highway
Stuarts Draft, VA
 
Allstate Auto Insurance
(888) 355-7971
2016 Goose Creek RD Ste 106
Waynesboro, VA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
1092 Stuart's Draft Hwy
Staunton, VA
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Morris- George A - State Farm Insurance Agent
(540) 943-6763
2224 West Main Street
Waynesboro, VA
 
BB & T Barger Insurance
(540) 946-6100
113 S Wayne Ave
Waynesboro, VA
 
Dorton-Sandy Insurance Agencies Inc
(540) 248-1000
4916 Lee Highway
Verona, VA
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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