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Buying Auto Insurance Watertown WI

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Baker Daniel J
(920) 261-3414
1724 S Church St
Watertown, WI
 
Zindars Ken Insurance Agency
(920) 261-3334
210 West Main Street
Watertown, WI
 
Zempel- Daniel R
(920) 648-2238
120 S Main St
Lake Mills, WI
 
Thompson- Hugh R - State Farm Insurance Agent
(262) 567-5405
117 North Thompson Street
Oconomowoc, WI
 
Kleiner Insurance Agency
(262) 560-9500
N2606 Huebner Rd
Oconomowoc, WI
 
Mitchell- Kevin L - State Farm Insurance Agent
(920) 261-1935
13 East Main Street
Watertown, WI
 
Cooper- Phillip S - State Farm Insurance Agent
(920) 206-0483
1724 South Church Street Ste M
Watertown, WI
 
Edwards- William J - State Farm Insurance Agent
(262) 567-3443
220 South Silver Lake Street
Oconomowoc, WI
 
Snyder Insurance Agency Inc
(262) 567-0288
100 South Main Street
Oconomowoc, WI
 
Felth- Eric S - State Farm Insurance Agent
(920) 674-2626
229 South Main Street
Jefferson, WI
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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