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Buying Auto Insurance Shelby NC

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
114 E Dixon Blvd
Shelby, NC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Direct General Insurance Agency Inc
(704) 471-2521
808 South Dekalb Street # B
Shelby, NC
 
Advantage Auto Insurance Agency
(704) 484-8442
212 West Dixon Boulevard
Shelby, NC
 
Cleveland County Farm Bureau
(704) 482-2436
1503 West Dixon Boulevard
Shelby, NC
 
Allstate Insurance Companies - Sales Offices- Shelby
(704) 481-1094
114 East Dixon Boulevard
Shelby, NC
 
Lindsay Reid Insurance Agency Inc
(704) 487-9347
1671 East Dixon Boulevard
Shelby, NC
 
A-1 Auto Insurance Agency
(704) 481-8223
1506 East Dixon Boulevard
Shelby, NC
 
First Charter Ins Srvcs
(704) 482-3461
222 N Lafayette St
Shelby, NC
 
Brackett Insurance Agency Inc - State Farm Insurance Agent
(704) 482-0531
941 East Marion Street
Shelby, NC
 
Allstate Insurance Companies
(704) 482-8270
407 East Marion Street
Shelby, NC
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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