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Buying Auto Insurance River Falls WI

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
7430 80th St S
Cottage Grove, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
6775 Cahill Ave
Inver Grove Heights, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Paul Leitch Inc Dba
(715) 425-0159
PO Box 85
River Falls, WI
 
Scheibel- David J
(715) 426-6300
710 N Main St Ste 101
River Falls, WI
 
Terry L Traynor Ins Agcy Inc - State Farm Insurance Agent
(715) 425-5674
224 South Main Street
River Falls, WI
 
Allstate - Tom Baecker
(612) 217-4925
373 Pedersen St. Ste. 104
Saint Paul, MN
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
8717 Baxter Way
Inver Grove Heights, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance Companies
(715) 425-8500
158 East Pomeroy Street
River Falls, WI
 
Joleen D Larson Sentry Insurance
(715) 425-2608
502 East Elm Street
River Falls, WI
 
Midland Insurance Center
(715) 425-5858
216 N Main St
River Falls, WI
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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