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Buying Auto Insurance Rapid City SD

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
822 Main St
Rapid City, SD
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Shobe Insurance Agency Inc - State Farm Insurance Agent
(605) 348-0467
2144 Jackson Boulevard Ste 1
Rapid City, SD
 
Geico Insurance
(605) 923-4905
220 Frontage Rd
Box Elder, SD
 
Carlson- Scott A
(605) 342-0188
1375 N Lacrosse St
Rapid City, SD
 
Brown- William H - State Farm Insurance Agent
(605) 348-2525
527 Kansas City Street
Rapid City, SD
 
Andrew A Ainslie Ins Agcy Inc - State Farm Insurance Agent
(605) 348-3338
2720 West Main Street Ste 1
Rapid City, SD
 
Alexander- Rodney J - State Farm Insurance Agent
(605) 348-0800
27 B Baken Park Shopping Centre
Rapid City, SD
 
State Farm Insurance
(605) 248-0800
27 Baken Park Shopping
Rapid City, SD
 
Matthew D McCormick Ins Ag Inc - State Farm Insurance Agent
(605) 348-0464
1375 North Lacrosse Street Ste 2
Rapid City, SD
 
Mike Tysdal Ins Agcy Inc - State Farm Insurance Agent
(605) 342-1827
803 Saint Joseph Street
Rapid City, SD
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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