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Buying Auto Insurance Owatonna MN

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
402 Glendale St
Owatonna, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Plemel Insurance Agency Inc - State Farm Insurance Agent
(507) 451-4619
920 Hoffman Drive
Owatonna, MN
 
Gmi/Ritter Insurance Asso
(507) 455-0161
301 S Oak Ave
Owatonna, MN
 
State Farm
(507) 583-7747
136 3rd Street Northeast
Blooming Prairie, MN
 
Langerud- Anthony P - State Farm Insurance Agent
(507) 334-3351
511 4th Street Northwest
Faribault, MN
 
Allstate Auto Insurance
(888) 355-7971
1414 S Oak Ave Ste 3
Owatonna, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Kreutter- Jonathan P
(507) 451-4866
203 S Oak Ave
Owatonna, MN
 
Carroll- Steven E - State Farm Insurance Agent
(507) 455-1660
215 22nd Street Southeast
Owatonna, MN
 
Borchert- Dale D
(507) 583-7747
136 3rd Ave NE
Blooming Prairie, MN
 
Butler- Gloria A - State Farm Insurance Agent
(507) 835-8301
215 2nd Avenue Northeast
Waseca, MN
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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