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Buying Auto Insurance Oskaloosa IA

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Dixon- Gary L - State Farm Insurance Agent
(641) 672-2160
1000 South 11th Street
Oskaloosa, IA
 
Richards- Pat
(641) 673-0088
309 1st Ave E
Oskaloosa, IA
 
State Farm Insurance - Randy Walston Agent
(641) 673-5395
1002 South 11th Street
Oskaloosa, IA
 
State Farm Insurance Office
(641) 932-7612
6677 201st Street
Albia, IA
 
Cook & Son Agency Inc
(641) 628-4904
729 Franklin Street
Pella, IA
 
Walston- Randall L
(641) 673-4462
301 N 1st St
Oskaloosa, IA
 
Heil Insurance Agency Inc
(641) 673-6143
801 A Avenue East
Oskaloosa, IA
 
Bussey Insurance Service
(641) 944-5313
404 Merrill Street
Bussey, IA
 
Chapman- James E
(641) 932-7950
3 Benton Ave E
Albia, IA
 
Schiebout- Francis G - State Farm Insurance Agent
(641) 628-2239
713 Franklin Street
Pella, IA
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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