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Buying Auto Insurance New Ulm MN

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Bob Webb Insurance Agency Inc - State Farm Insurance Agent
(507) 354-3151
1300 South Broadway Street
New Ulm, MN
 
Riedman Corporation
(507) 359-2961
114 N State St
New Ulm, MN
 
Hoffrogge- Dennis W - State Farm Insurance Agent
(507) 794-2169
127 Main Street East
Sleepy Eye, MN
 
Allstate Auto Insurance
(888) 355-7971
8891 Autumn Oaks DR
Rockford, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
7430 80th St S
Cottage Grove, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Farmers Insurance Group
(507) 354-8848
1523 North Broadway Street
New Ulm, MN
 
Miller- Marian L - State Farm Insurance Agent
(507) 354-8524
526 North State Street
New Ulm, MN
 
Webb- William B
(507) 726-2264
242 Highway 60
Lake Crystal, MN
 
Allstate Auto Insurance
(888) 355-7971
1234 Oxford St
Worthington, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
14555 S Robert Trl Ste 105
Rosemount, MN
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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