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Buying Auto Insurance Muscle Shoals AL

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
115 Baker Ln
Tuscumbia, AL
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance Companies - Sales Offices- Muscle Shoals
(256) 386-7900
1810 John R Street
Muscle Shoals, AL
 
Bill Alexander Ins Agency Inc
(256) 381-5858
307 W State St
Muscle Shoals, AL
 
Alfa Insurance - District Office
(256) 381-4165
200 South Wilson Dam Road
Muscle Shoals, AL
 
Allstate Insurance
(256) 386-7900
1810 John R Street
Muscle Shoals, AL
 
Henry Roger Insurance Agency
(256) 381-0110
1003 Avalon Avenue
Muscle Shoals, AL
 
Rose Pete Insurance Agency Inc
(256) 386-7744
1808 Woodward Avenue
Muscle Shoals, AL
 
Hampton- James E
(256) 383-1140
919 Avalon Ave
Muscle Shoals, AL
 
Laura L. Johnson Agency
(256) 314-1280
3203 Woodward Ave
Muscle Shoals, AL
 
Freeman Insurance Agency
(256) 381-8372
601 Pasadena Avenue
Muscle Shoals, AL
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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