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Buying Auto Insurance Moundsville WV

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Rhodes- Rosalyn E - State Farm Insurance Agent
(304) 845-4200
300 Jefferson Avenue
Moundsville, WV
 
State Farm Insurance Co's
(304) 845-5560
900 Lafayette Avenue
Moundsville, WV
 
DeGenova- Raymond C - State Farm Insurance Agent
(740) 676-1631
3871 Central Avenue
Shadyside, OH
 
Mountain State Blue Cross & Blue Shield Inc
(304) 234-4180
20th & Chapline
Wheeling, WV
 
Nationwide Insurance
(304) 232-5880
2500 Eoff Street
Wheeling, WV
 
McCoy- Mike - State Farm Insurance Agent
(304) 845-7660
900 Lafayette Avenue
Moundsville, WV
 
John L. Harler Agency
(304) 845-6606
903 Wheeling Ave
Glen Dale, WV
 
Davis- Kevin S - State Farm Insurance Agent
(740) 676-7799
232 32nd Street
Bellaire, OH
 
Bissett Jr- Paul D - State Farm Insurance Agent
(304) 233-1330
1111 Main Street
Wheeling, WV
 
Smith- Linda P - State Farm Insurance Agent
(304) 242-2390
2192 National Road
Wheeling, WV
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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