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Buying Auto Insurance Morganton NC

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
211 N Green St
Morganton, NC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
336 Lenoir Rhyne Blvd SE
Hickory, NC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Bowers Keith Insurance
(828) 437-3084
214 Collett Street
Morganton, NC
 
Bowers Frank G Insurance
(828) 437-3084
214 Collett Street
Morganton, NC
 
First Brockland Ins Agy
(828) 437-0831
PO Box 520
Morganton, NC
 
Allstate Auto Insurance
(888) 355-7971
90 S Main St
Granite Falls, NC
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Burke County Farm Bureau
(828) 437-0411
108 Rand Street
Morganton, NC
 
Fox & Associates Insurance Services
(828) 437-5034
331 Sanford Drive
Morganton, NC
 
Freedom Insurance Agencies
(828) 432-0001
302 Burkemont Avenue
Morganton, NC
 
Franklin- Richard E
(828) 437-6285
507 Burkemont Ave
Morganton, NC
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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