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Buying Auto Insurance Missoula MT

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
1410 S Reserve
Missoula, MT
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Farmers Insurance
(406) 541-2151
2432 Kemp Street
Missoula, MT
 
Peters- Robert S
(406) 728-1697
2104 Dixon Ave
Missoula, MT
 
Langley- Wes - State Farm Insurance Agent
(406) 721-5050
1501 South Russell Street
Missoula, MT
 
Steve Koski Ins Agency Inc - State Farm Insurance Agent
(406) 542-8666
1020 South Reserve Street
Missoula, MT
 
Larson Jr- Thomas J
(406) 542-2101
1230 W Kent Ave
Missoula, MT
 
Larson- Thomas L
(406) 728-9561
1230 W Kent Ave
Missoula, MT
 
State Farm Insurance Companies
(406) 523-2201
3111 South Grant Street
Missoula, MT
 
Farmers Insurance Group - Agents
(406) 728-8817
2100 Oxford Street
Missoula, MT
 
Farmers Insurance David Clarke
(406) 542-6544
7564 Thornton Drive
Missoula, MT
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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