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Buying Auto Insurance Mankato MN

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Hasse Steven A Insurance
(507) 625-6671
1235 East Madison Avenue
Mankato, MN
 
Aaron Hatanpa Ins Agcy Inc - State Farm Insurance Agent
(507) 345-3606
1215 North Riverfront Drive Ste C
Mankato, MN
 
Preston J Doyle Ins Agency Inc
(507) 388-6281
1728 E Madison Ave
Mankato, MN
 
Sexton Mark Insurance Agency
(507) 625-6900
1400 East Madison Avenue Suite 344
Mankato, MN
 
Oliver Michael Insurance Agency
(507) 386-0808
2144 Hoffman Road
Mankato, MN
 
Nelson Marlow W.
(507) 345-3606
3030 3rd Ave
Mankato, MN
 
Bristol- Lonnie D - State Farm Insurance Agent
(507) 345-3663
870 East Madison Avenue
Mankato, MN
 
Blue Cross Blue Shield of Minnesota
(507) 345-3317
302 North Riverfront Drive
Mankato, MN
 
Community Insurance
(507) 385-4485
1057 East Madison Avenue
Mankato, MN
 
American Family Insurance CO of Madison WISC
(507) 387-5745
338 Belgrade Avenue
North Mankato, MN
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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