Auto Leasing Guide
Go to LeaseGuide.com now !

Buying Auto Insurance London KY

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

New York Life
(606) 862-6577
401 South Broad Street
London, KY
 
Allstate Insurance Companies
(606) 864-0997
1789 North Main Street
London, KY
 
Shelter Insurance
(606) 864-0997
1789 North Main Street
London, KY
 
Insurance Marketing Group
(606) 523-0881
301 US Hwy 25 W
Corbin, KY
 
Mike Sparks Ins Agency Inc
(606) 523-1119
1121 S Main St
Corbin, KY
 
McDonald Ins Agcy Inc - State Farm Insurance Agent
(606) 877-3390
809 West 5th Street
London, KY
 
Phelps- Judy T - State Farm Insurance Agent
(606) 864-4703
715 South Main Street
London, KY
 
Patton-Chestnut-Binder Insurance Agency
(606) 864-5171
625 South Main Street
London, KY
 
Dell Sams Insurance
(606) 528-8120
109 North Commonwealth Avenue
Corbin, KY
 
Blair- Thomas D - State Farm Insurance Agent
(606) 528-4696
515 Master Street
Corbin, KY
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

Click here to read the rest of this article from Lease Guide