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Buying Auto Insurance Las Cruces NM

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
1129 N Willow St
Las Cruces, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate - Jodi-Rae Moore
(575) 224-2980
1065 S. Main St., Suite A
Las Cruces, NM
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Larry O Garcia
(505) 541-5870
2990 N Main St
Las Cruces, NM
 
Gandara Jr- Gus - State Farm Insurance Agent
(505) 527-1300
2500 El Paseo Road Ste A
Las Cruces, NM
 
Allstate Insurance Companies - Sales Offices- Las Cruces
(505) 647-1908
509 South Main Street
Las Cruces, NM
 
Allstate Auto Insurance
(888) 355-7971
170 S Roadrunner Pkwy
Las Cruces, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
850 Holly Dr Trlr A19
Las Cruces, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Griego- Richard Gary - State Farm Insurance Agent
(505) 523-2451
2001 East Lohman Avenue Ste 112
Las Cruces, NM
 
Vasey- Alan D - State Farm Insurance Agent
(505) 521-1011
1021 East Amador Avenue Ste G
Las Cruces, NM
 
Gomez- Robert L
(505) 524-0237
1615 N Solano Dr
Las Cruces, NM
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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