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Buying Auto Insurance Hastings NE

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Judith Barnes Ins Agcy Inc
(402) 462-2080
205 S Burlington Ave
Hastings, NE
 
Stuehrenberg Agency Inc
(402) 462-4301
533 West 2nd Street
Hastings, NE
 
Klein Insurance Inc
(402) 463-1256
710 South Burlington Avenue
Hastings, NE
 
Laux- Kenneth R
(402) 463-9525
2632 W 2nd St
Hastings, NE
 
Clay Center Insurance Agency
(402) 762-3565
108 West Fairfield Street
Clay Center, NE
 
Tom Meyer Insurance
(402) 462-2530
2716 West 2nd Street
Hastings, NE
 
Schneider- Laura L
(402) 463-5408
410 N Minnesota Ave
Hastings, NE
 
Farmers Mutual Insurance CO of NEBR
(402) 463-1256
710 South Burlington Avenue
Hastings, NE
 
Bolliger- Doug
(402) 462-2919
2632 W 2nd St
Hastings, NE
 
Brehm Richard
(402) 762-3565
108 West Fairfield Street
Clay Center, NE
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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