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Buying Auto Insurance Grand Junction CO

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
599 Redwing Ln
Grand Junction, CO
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Farmers Insurance Group
(970) 241-4229
1354 East Sherwood Drive
Grand Junction, CO
 
Dirst- Martin J - State Farm Insurance Agent
(970) 242-3202
1204 North 7th Street
Grand Junction, CO
 
New York Life
(970) 683-5060
205 North 4th Street
Grand Junction, CO
 
American Family Insurance
(970) 523-4466
70 Business Loop
Grand Junction, CO
 
Allstate Auto Insurance
(888) 355-7971
1950 Barcelona Way Unit F104
Grand Junction, CO
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance - Ronald L. Fedel
(970) 243-3313
812 Rood Avenue
Grand Junction, CO
 
Arrietta-Truitt Maria Insurance OFC of Grand JCT
(970) 241-9791
2500 North Avenue
Grand Junction, CO
 
Williams- Harry E - State Farm Insurance Agent
(970) 242-9951
640 Rood Avenue
Grand Junction, CO
 
Gorsuch- Lavonne D
(970) 256-7313
203 Grand Ave
Grand Junction, CO
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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