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Buying Auto Insurance Grand Island NE

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Alan D Zwink Ins Agency Inc - State Farm Insurance Agent
(308) 384-1190
523 West 3rd Street
Grand Island, NE
 
Dee R Price Insurance Agcy Inc - State Farm Insurance Agent
(308) 382-1213
1300 South Locust Street Ste G
Grand Island, NE
 
State Farm Insurance
(308) 384-0461
3610 West Capital Avenue
Grand Island, NE
 
Bankers Life & Casualty CO
(308) 385-2800
410 South Webb Road
Grand Island, NE
 
Sanchez- Greg A - State Farm Insurance Agent
(308) 382-8032
819 North Diers Avenue Ste 4
Grand Island, NE
 
CBS Insurance Associates
(308) 381-1762
2621 W Us Highway 30
Grand Island, NE
 
New York Life
(308) 398-8006
1004 North Diers Avenue
Grand Island, NE
 
Gellatly- Sean D
(308) 384-5144
1233 N Webb Rd Ste 300
Grand Island, NE
 
Reisdorph- Thomas C
(308) 382-6367
2308 N Broadwell Ave
Grand Island, NE
 
Hadenfeldt- Marlin L - State Farm Insurance Agent
(402) 694-6181
1312 L Street
Aurora, NE
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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