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Buying Auto Insurance Farmington NM

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
216 N 1st St
Farmington, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance-Ramos Agency
(505) 327-9667
2400 E 20th St
Farmington, NM
 
New York Life Insurance CO
(505) 325-0060
1607 East 20th Street Suite A
Farmington, NM
 
Wilson- Kent D - State Farm Insurance Agent
(505) 327-6117
4251 East Main Street Ste G
Farmington, NM
 
Cross Ii- Richard R
(505) 327-6016
2017A E 20th St
Farmington, NM
 
Allstate Auto Insurance
(888) 355-7971
216 N 1St St
Bloomfield, NM
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

New York Life Insurance Company - Guffey Lyle
(505) 326-5064
3001 Northridge Drive Suite C
Farmington, NM
 
Jack- Nathan LeGrand - State Farm Insurance Agent
(505) 327-7771
623 West Broadway
Farmington, NM
 
Sheppeck- Shelley Lynn
(505) 327-0447
800 E 30th St Ste G
Farmington, NM
 
Sebastian- Christopher Mark
(505) 326-6200
2600 Farmington Ave
Farmington, NM
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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