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Buying Auto Insurance Dover NH

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
18 York Street
York, ME
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Flynn- Patricia E
(603) 742-6855
6C Dover Point Rd
Dover, NH
 
Liberty Mutual Group - Administrative Operations
(603) 749-2600
100 Liberty Way
Dover, NH
 
Maritza Aviles-Dempsey Agency
(603) 742-6661
500 High St
Somersworth, NH
 
Allstate Insurance - Scott E. Sherman
(603) 332-4260
1 Old Dover Rd Plaza
Rochester, NH
 
Allstate Auto Insurance
(888) 355-7971
1 Portsmouth Ave
Exeter, NH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Haddadin- Sam U - State Farm Insurance Agent
(603) 742-2220
95 New Rochester Road
Dover, NH
 
Allstate Insurance - Karen Wright
(603) 692-0744
66 High Street
Somersworth, NH
 
Allstate Insurance - Richard Guidice
(603) 664-6790
125 Route 125
Barrington, NH
 
State Farm Insurance
(603) 332-5200
88 Hancock Street
Rochester, NH
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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