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Buying Auto Insurance Dover DE

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

Allstate Auto Insurance
(888) 355-7971
231 Stadium St Ste 2
Smyrna, DE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
628 Milford Harrington Hwy # 2
Milford, DE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Safford- Kathleen R
(302) 734-8268
79 Greentree Dr
Dover, DE
 
Nationwide Insurance Company
(302) 678-0825
160 Greentree Drive
Dover, DE
 
Clifford- Bruce W - State Farm Insurance Agent
(302) 736-9859
1011 South Governors Avenue
Dover, DE
 
Allstate Auto Insurance
(888) 355-7971
318 W Commerce St
Smyrna, DE
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Barry Hollingsworth Agency
(302) 678-9901
1002 S Governors Ave
Dover, DE
 
Allstate Insurance Companies
(302) 734-7177
205 West Loockerman Street
Dover, DE
 
Bruce W. Marvel Agency
(302) 678-2737
160 Greentree Dr
Dover, DE
 
Parsons Richard A Agency Inc - Shoppes of Camelot
(302) 226-2545
57 Saulsbury Road Suite C
Dover, DE
 

Buying Auto Insurance

You can buy car insurance in different ways, from a variety of sources, depending on the insurance company. Does it make a difference how or where you buy? It might. Let's take a look.

There are essentially four ways to purchase auto insurance. They are:

  • From an agent (employed representative) of an insurance company
  • From an independent agent
  • From an online broker
  • Directly from an insurance company

Some insurance companies use only one of these methods of selling to customers, others may use a combination of methods. Let's look at the advantages and disadvantages of each.

From an insurance company agent
Some national or regional auto insurance companies employ agents who are commissioned sales and support people, and who work directly for the insurance company from small offices located around the country. Allstate, State Farm, and Farmers are examples of companies who work this way. Some people feel that there are benefits to being able to talk to a familiar voice regarding policy questions, billing concerns, renewals, and claim advice. Good agents will even call customers about new discounts or program options that offer cost savings. Just be aware that agents don't administer claims.

From an independent agent
This type of agent is an independent business person or company, often called a broker or agency, that represents a number of different insurance companies. This is most common way that auto insurance, and o...

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